Disclaimer: All research reports, appendices and/or presentation slides are produced strictly for academic purposes. Any such document is not to be construed as an offer or a solicitation of an offer to buy or sell any securities nor is it meant to provide investment advice. The NUS, the NUS Business School, the participating students, faculty members, and staff accept no liability whatsoever for any direct or consequential loss arising from any use of this document or any communication given in relation to this document.

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